Client Alert

| September 10, 2009

Proposed California Ballot Initiative to Prohibit Installment Fees and Broker Fees

Consumer activists Harvey Rosenfield and Douglas Heller have asked California Secretary of State Jerry Brown to put to California voters a ballot initiative, called the "Stop Insurance Overcharges Act," that would prohibit and limit certain insurance fees, including installment fees (i.e., fees charged by insurers to those customers who choose to pay their premiums in installments over time, rather than at policy inception) and broker fees.

For more information, please contact your Dewey & LeBoeuf relationship partner, or one of the following:

James R. Woods

+1 650 845 7305

Nicole Zayac

+1 415 951 1143

This memorandum is intended only as a general discussion of these issues. It is not considered to be legal advice. We would be pleased to provide additional details or advice about specific situations. For additional information on this important topic, please feel free to call upon your Dewey & LeBoeuf relationship partner. No part of this publication may be reproduced, in whole or in part, in any form, without our prior written consent. For further information on Dewey & LeBoeuf, please visit www.dl.com. +1 888 532 6383